Who We Serve:
Specialized Wealth Management
We are not generalists. We are specialists for those who demand more.
Financial advice is not "one size fits all." The needs of a retired engineer in Massachusetts are vastly different from those of a startup founder in Rhode Island. We have honed our expertise to serve four distinct groups of investors who benefit most from our active, fiduciary approach.
Diligent Savers & Retirees
You worked hard to build your nest egg. Now you need a strategy that generates reliable income and protects against major drawdowns.
Corporate Professionals
You don't have time to manage your own capital. We consolidate your old 401(k)s, manage stock options, and build a strategy that works.
Business Owners
Your wealth is concentrated. We help you extract value, manage cash with Treasuries, and build a safety net outside your company.
Individuals in Transition
Whether navigating divorce, widowhood, or inheritance, we provide the steady hand and clarity you need to move forward with confidence.
Constant Guidance Financial is a registered investment adviser. Information presented is for educational purposes only. Investments involve risk and are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.
Additional Important Disclosures:
Rollover Disclosure: The "Corporate Professionals" section mentions consolidating 401(k) accounts. Investors should be aware that rolling over assets from an employer-sponsored plan to an IRA is a significant decision. You should consider factors such as investment options, fees and expenses, services, penalty-free withdrawals, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock. There is no obligation to roll over assets to Constant Guidance Financial.
Not Legal or Tax Advice: While we assist "Individuals in Transition" (such as those navigating divorce or inheritance), Constant Guidance Financial does not provide legal or tax advice. Clients should consult with their own qualified estate planning attorneys and tax professionals regarding the legal and tax implications of their specific situation.
"Protection" & "Safety": References to "protecting wealth" or building a "safety net" refer to risk management strategies (such as diversification and asset allocation) intended to mitigate volatility. These terms do not imply that an investment is immune to market loss or that capital is guaranteed.