At Constant Guidance Financial, we understand that each client’s financial journey is unique. With over $155 million in assets under management and more than a decade of experience actively managing over 400 portfolios, we provide investment strategies specifically tailored to meet your financial goals and risk tolerance. Our approach emphasizes disciplined growth, careful risk management, and a commitment to aligning your portfolio with your individual objectives.

A Personalized Approach to Asset Allocation

Every client has distinct financial goals, and we craft strategic asset allocations to address those specific needs. Our approach is far from “set it and forget it”—we continually monitor and adjust to ensure your investments remain in sync with your financial aspirations. Here’s what our approach entails:

  • Goal-Based, Customized Portfolios
    We start by understanding your financial goals, whether that’s growth, income, or wealth preservation. Each portfolio is uniquely designed to serve these objectives, ensuring that your investments are structured to support your long-term vision.

  • Disciplined, Long-Term Investment Strategy
    Rather than chasing market trends or focusing on short-term gains, we take a disciplined, patient approach to investing. Our primary goal is preserving capital while fostering steady, sustainable growth through carefully selected investments that align with your goals and risk profile.

  • Broad Diversification with Emphasis on Risk Management
    Effective diversification across asset classes helps reduce risk and provides resilience through market fluctuations. We allocate investments across various markets, including equities, fixed income, and alternatives, ensuring your portfolio has a strong foundation to navigate economic cycles while enhancing returns.

Active and Strategic Portfolio Management

With years of experience managing client portfolios, we know that proactive management is key to achieving financial goals. Our team actively manages each portfolio, adjusting allocations in response to evolving market conditions and leveraging cost-efficient investments like ETFs and “no-load” mutual funds. Our strategy includes:

  • Valuation Monitoring and Tactical Adjustments
    We continuously evaluate market conditions and make tactical adjustments to your asset allocation based on your personal risk budget. This means that, when necessary, we strategically overweight or underweight certain assets to capture opportunities while safeguarding against volatility.

  • Low-Cost, High-Quality Investments
    Our portfolios are built with cost-effective investments, focusing primarily on ETFs to provide broad market exposure at a lower cost. By keeping costs down, we help you retain more of your returns, giving you access to high-quality investments typically used by large institutions.

An Experienced, Proven Approach to Investment Management

With over a decade of experience managing portfolios for families, professionals, and retirees at Constant Guidance Financial, we have developed an investment process rooted in reliability and adaptability. Our tailored approach is designed to bring you the benefits of institutional-level strategies without high investment minimums.

  • Open Architecture for Customized Investment Selection
    Our open architecture platform gives us the flexibility to select from a range of vetted active managers and low-cost ETFs, allowing us to build a portfolio that’s precisely aligned with your needs. This structure also provides the adaptability needed to shift strategies as markets evolve.

  • Focus on Capital Preservation and Sustainable Growth
    At the heart of our investment philosophy is a focus on preserving your capital while pursuing sustainable, long-term growth. We avoid speculative market timing and instead concentrate on sound, disciplined strategies that aim to protect and grow your wealth through all market cycles.

Your Path to Tailored Investment Success

At Constant Guidance Financial, we are dedicated to building portfolios that reflect your unique financial goals and values. With over a decade of hands-on experience, we offer the expertise needed to navigate the complexities of investing while staying focused on your personal objectives. Our tailored investment strategies prioritize sustainable growth, adaptability, and security, ensuring your wealth is managed in a way that aligns with your vision for the future.