As a Registered Investment Advisor, I am exclusively fee-only.  My fee structure is suit to each client engagement. I do not receive commissions or referral fees.  There is no stated minimum portfolio size that I manage. My fee-only billing structure means I’m only paid directly for investment advice rather than selling products. With my interests aligned with yours, you can gain confidence knowing that I’m putting your interests first.

My Fee Structure

Customizing Your Portfolio

Ongoing investment management services include customizing your asset allocation, personally managing your accounts, monitoring your portfolio, and rebalancing.

The annual fee for investment management is calculated on a percentage of market value of assets under management as follows. I minimize costs for my clients by investing in low cost ETFs, individual stocks & bonds, and select no-load mutual funds.

Total Value of Account(s)

Annual Fee

Up to $250,000 0.75%
$250,001 – $500,000 0.65%
$500,001 – $1,000,000 0.50%
Over $1,000,001 Negotiable

Retirement and Financial Planning

You may just have a couple of questions or you may need a more comprehensive plan. Prices range from $300 for a basic retirement plan and up to $1,000 for a comprehensive plan. Prices depend on the scope and complexity of the plan. I provide a quote after an initial meeting. There is no extra charge for financial plans for clients who custody their investments with TD Ameritrade Institutional. All fees are estimated in advance and paid on completion of the engagement.

Common Plan Requests:

Comprehensive Financial Plan Cash Flow Analysis
Retirement Income planning College Savings Plan
Asset Allocation Review Insurance Analysis
Real Estate Analysis Asset Protection Strategies